/* International Regulatory Calculators — page-specific presentation layer */
.irc-page{margin:0;background:#f5f8fa;color:#17263d;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.55}
.irc-page main{max-width:1180px;margin:0 auto;padding:0 22px 72px}
.irc-page .nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 22px;background:#fff;border-bottom:1px solid #dfe7ec}
.irc-page .brand{display:inline-flex;align-items:center}
.irc-page .brand-logo{display:block;max-width:190px;height:auto}
.irc-page .nav-cta{display:inline-flex;align-items:center;min-height:44px;padding:9px 16px;border:1px solid #0a7f8d;border-radius:10px;color:#0a6671;text-decoration:none;font-weight:700;background:#fff}
.irc-page .nav-cta:hover{background:#eef8f9}
.irc-hero{padding:58px 0 38px}
.irc-kicker{font-size:.78rem;letter-spacing:.13em;font-weight:800;color:#087e8b;margin-bottom:12px}
.irc-hero h1{margin:0;font-size:clamp(2rem,5vw,4rem);line-height:1.03;letter-spacing:-.035em;color:#12233c}
.irc-hero h1 span{color:#087e8b}
.irc-hero>p{max-width:820px;margin:22px 0 0;font-size:1.05rem;color:#536579}
.irc-trust{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin-top:26px}
.irc-trust span{padding:13px 15px;background:#fff;border:1px solid #dce6eb;border-radius:12px;font-size:.86rem;color:#526375}
.irc-trust b{display:block;color:#17263d;font-size:.72rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:3px}
.irc-panel{background:#fff;border:1px solid #dce6eb;border-radius:18px;padding:24px;margin:18px 0;box-shadow:0 8px 28px rgba(16,32,59,.045)}
.irc-controls{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.irc-field label,.irc-input{display:block;font-weight:750;color:#26384e}
.irc-field select,.irc-input input{width:100%;box-sizing:border-box;margin-top:7px;border:1px solid #bccbd4;border-radius:10px;background:#fff;color:#17263d;padding:12px 13px;font:inherit;min-height:48px}
.irc-field select:focus,.irc-input input:focus{outline:3px solid rgba(8,126,139,.14);border-color:#087e8b}
.irc-start{margin-top:16px;padding:13px 15px;background:#f1f8f9;border-left:4px solid #087e8b;border-radius:8px;color:#405469}
.irc-profile{margin-top:20px}
.irc-profile h2{margin:0 0 6px;color:#12233c}
.irc-profile p{margin:0;color:#59697b}
.irc-calculator-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:18px}
.irc-calc-card{position:relative;text-align:left;border:1px solid #d7e2e8;border-radius:14px;background:#fff;padding:17px 48px 16px 18px;cursor:pointer;color:#17263d;min-height:132px;transition:.18s ease}
.irc-calc-card:hover,.irc-calc-card:focus{border-color:#087e8b;box-shadow:0 8px 22px rgba(16,32,59,.08);transform:translateY(-1px);outline:none}
.irc-calc-card span{display:block;color:#087e8b;font-weight:800;font-size:.76rem;letter-spacing:.08em}
.irc-calc-card strong{display:block;margin:4px 0 8px;font-size:1rem}
.irc-calc-card small{display:block;color:#68798a;font-size:.84rem}
.irc-calc-card em{display:block;margin-top:9px;font-style:normal;font-size:.76rem;color:#516476}
.irc-priority{position:absolute;top:15px;right:14px;font-style:normal;font-size:.7rem;font-weight:800;padding:4px 7px;border-radius:999px;background:#eef3f6;color:#536579}
.irc-active{margin-top:20px}
.irc-active:empty{display:none}
.irc-active-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(260px,.65fr);gap:18px;padding:20px;background:#f7fafb;border:1px solid #dce6eb;border-radius:14px 14px 0 0}
.irc-active-head h2{margin:9px 0 5px}
.irc-active-head p{margin:5px 0;color:#59697b}
.irc-status{display:inline-block;padding:4px 8px;border-radius:999px;background:#e9f5f6;color:#087e8b;font-size:.7rem;font-weight:800}
.irc-formula{align-self:stretch;padding:15px;border-radius:12px;background:#fff;border:1px solid #dce6eb}
.irc-formula b{display:block;font-size:.72rem;text-transform:uppercase;letter-spacing:.08em;color:#68798a;margin-bottom:6px}
.irc-formula span{font-weight:700;color:#25384e}
.irc-calc-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:20px;border:1px solid #dce6eb;border-top:0}
.irc-input input{display:block}
.irc-actions{grid-column:1/-1;display:flex;gap:10px;flex-wrap:wrap}
.irc-actions button,.irc-open-btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:10px 16px;border-radius:10px;font:inherit;font-weight:750;text-decoration:none;cursor:pointer}
.irc-calc-btn{border:1px solid #087e8b;background:#087e8b;color:#fff}
.irc-reset-btn{border:1px solid #b9c8d1;background:#fff;color:#34495e}
.irc-action-row{display:flex;gap:10px;flex-wrap:wrap;padding:0 20px 15px;border:1px solid #dce6eb;border-top:0}
.irc-open-btn{border:1px solid #087e8b;color:#087e8b;background:#fff}
.irc-pdf-btn{min-height:46px;padding:10px 16px;border:1px solid #b9c8d1;border-radius:10px;background:#fff;color:#34495e;font:inherit;font-weight:750;cursor:pointer}
.irc-result{margin-top:14px;padding:16px 18px;border:1px solid #dce6eb;border-radius:12px;background:#f8fbfc;color:#25384e}
.irc-sample{margin:0 20px 16px;padding:12px 14px;border:1px solid #dce6eb;border-radius:10px;background:#fbfcfd}
.irc-sample summary{cursor:pointer;font-weight:750;color:#34495e}
.irc-sample-body{padding-top:10px;color:#59697b}
.irc-sample-body p{margin:7px 0}
.irc-sample-note{font-size:.82rem}
.irc-note{color:#59697b;font-size:.92rem}
.irc-panel>h2{margin-top:0;color:#12233c}
.irc-sources{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}
.irc-sources a{display:inline-flex;min-height:42px;align-items:center;padding:8px 12px;border:1px solid #cddbe2;border-radius:9px;text-decoration:none;color:#087e8b;font-weight:700;background:#fff}
@media(max-width:800px){
 .irc-page main{padding:0 15px 52px}
 .irc-hero{padding:40px 0 28px}
 .irc-trust{grid-template-columns:1fr 1fr}
 .irc-controls,.irc-active-head,.irc-calc-form{grid-template-columns:1fr}
 .irc-calculator-list{grid-template-columns:1fr}
 .irc-actions{grid-column:auto}
}
@media(max-width:560px){
 .irc-page .nav{padding:10px 14px}
 .irc-page .brand-logo{max-width:150px}
 .irc-page .nav-cta{padding:8px 11px;font-size:.85rem}
 .irc-panel{padding:16px;border-radius:14px}
 .irc-trust{grid-template-columns:1fr}
 .irc-calc-card{min-height:0}
 .irc-action-row,.irc-sample{margin-left:0;margin-right:0;padding-left:14px;padding-right:14px}
 .irc-calc-form{padding:15px}
}
@media(prefers-reduced-motion:reduce){.irc-calc-card{transition:none}}
@media print{
 .irc-page .nav,.irc-controls,.irc-start,.irc-calculator-list,.irc-open-btn,.irc-pdf-btn,.irc-reset-btn,.irc-calc-btn{display:none!important}
 .irc-page main{max-width:none;padding:0}
 .irc-panel{box-shadow:none}
}

.irc-status-legend{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:14px}.irc-status-legend>div{padding:13px 15px;border:1px solid #dce6eb;border-radius:10px;background:#fbfcfd}.irc-status-legend b{display:block;color:#087e8b;font-size:.82rem;margin-bottom:4px}.irc-status-legend span{display:block;color:#59697b;font-size:.84rem}.irc-active-head a{color:#087e8b;font-weight:700}.irc-note a{color:#087e8b}@media(max-width:800px){.irc-status-legend{grid-template-columns:1fr}}
/* Clear site identity and navigation — header/footer only; calculator architecture untouched */
.irc-skip{position:absolute;left:12px;top:-60px;z-index:2000;padding:10px 14px;background:#12233c;color:#fff;border-radius:8px;text-decoration:none;font-weight:700}.irc-skip:focus{top:10px}
.irc-page .irc-site-header{min-height:72px;box-sizing:border-box}.irc-header-nav{display:flex;align-items:center;gap:16px;flex:1;justify-content:center}.irc-header-nav a{color:#34495e;text-decoration:none;font-size:.88rem;font-weight:700;white-space:nowrap}.irc-header-nav a:hover,.irc-header-nav a:focus-visible{color:#087e8b;text-decoration:underline;text-underline-offset:3px}
.irc-page .nav-title{min-width:230px}.irc-page .nav-title strong{display:block;color:#12233c;font-size:1rem}.irc-page .nav-title span{display:block;color:#6a7a89;font-size:.76rem;margin-top:2px}
.irc-footer{margin-top:24px;background:#12233c;color:#eaf0f4;border-top:4px solid #087e8b}.irc-footer-inner{max-width:1180px;margin:0 auto;padding:34px 22px 24px;display:grid;grid-template-columns:1.45fr .8fr .8fr 1.35fr;gap:30px}.irc-footer-brand img{display:block;width:170px;height:auto;background:#fff;border-radius:8px;padding:4px;margin-bottom:13px}.irc-footer-brand strong{display:block;font-size:1rem;color:#fff}.irc-footer-brand span{display:block;margin-top:5px;color:#b9c8d3;font-size:.8rem}.irc-footer-col{display:flex;flex-direction:column;gap:8px}.irc-footer-col b{color:#fff;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:3px}.irc-footer-col a{color:#cbd7df;text-decoration:none;font-size:.86rem}.irc-footer-col a:hover,.irc-footer-col a:focus-visible{color:#fff;text-decoration:underline;text-underline-offset:3px}.irc-footer-disclaimer p{margin:0;color:#c2d0d9;font-size:.82rem;line-height:1.55}.irc-footer-meta{display:flex;flex-wrap:wrap;gap:10px 16px;margin-top:15px;padding-top:12px;border-top:1px solid rgba(255,255,255,.16);color:#9fb1be;font-size:.74rem}
@media(max-width:1000px){.irc-header-nav{gap:9px}.irc-header-nav a{font-size:.8rem}.irc-page .nav-title{min-width:190px}.irc-footer-inner{grid-template-columns:1fr 1fr}.irc-footer-disclaimer{grid-column:1/-1}}
@media(max-width:800px){.irc-header-nav{display:none}.irc-page .irc-site-header{flex-wrap:wrap}.irc-page .nav-title{flex:1;min-width:170px}.irc-page .nav-cta{white-space:nowrap}.irc-footer-inner{grid-template-columns:1fr 1fr;padding:28px 15px 20px}}
@media(max-width:560px){.irc-page .irc-site-header{padding:10px 14px}.irc-page .brand-logo{max-width:145px}.irc-page .nav-title{order:3;flex-basis:100%;text-align:center;border-top:1px solid #e5ecef;padding-top:9px}.irc-page .nav-title span{font-size:.72rem}.irc-page .nav-cta{font-size:.8rem}.irc-footer-inner{grid-template-columns:1fr}.irc-footer-disclaimer{grid-column:auto}.irc-footer-brand img{width:155px}}

/* Header refinement: simple, branded and compact */
.irc-page .irc-site-header{background:#0f3b5f!important;border-bottom:3px solid #0a9aa8!important;padding:10px 22px!important;color:#fff}.irc-page .irc-site-header .brand-logo{background:#fff;border-radius:8px;padding:3px}.irc-page .nav-title strong{color:#fff}.irc-page .nav-title span{color:#d8edf1}.irc-title-short{display:none!important}.irc-page .nav-cta{border-color:#7dd9df!important;color:#fff!important;background:transparent!important}.irc-page .nav-cta:hover{background:#0a6975!important;color:#fff!important}.irc-header-nav{display:none!important}
@media(max-width:800px){.irc-page .irc-site-header{padding:8px 14px!important;gap:10px}.irc-page .brand-logo{max-width:140px}.irc-title-full{display:none!important}.irc-title-short{display:block!important;font-size:.9rem!important;line-height:1.1}.irc-page .nav-title span{font-size:.68rem}.irc-page .nav-cta{min-height:38px!important;padding:7px 9px!important;font-size:.76rem!important;white-space:nowrap}}
@media(max-width:430px){.irc-page .brand-logo{max-width:118px}.irc-page .nav-title{min-width:0!important;flex:1}.irc-title-short{font-size:.78rem!important}.irc-page .nav-title span{display:none}.irc-page .nav-cta{font-size:.7rem!important;padding:6px 8px!important}}

/* Final header/footer polish — layout only; calculator content untouched */
.irc-page .irc-site-header{
  background:linear-gradient(135deg,#0b3558 0%,#0f4c68 52%,#087f8b 100%)!important;
  border-bottom:3px solid #35d0d4!important;
  box-shadow:0 5px 18px rgba(7,42,66,.20);
}
.irc-page .nav-title strong{color:#fff!important;text-shadow:0 1px 1px rgba(0,0,0,.16)}
.irc-page .nav-title span{color:#e5fbfc!important}
.irc-page .nav-cta{
  position:relative;
  overflow:hidden;
  isolation:isolate;
  border:1px solid rgba(255,255,255,.72)!important;
  border-radius:12px!important;
  color:#07374a!important;
  background:linear-gradient(180deg,#ffffff 0%,#e9ffff 46%,#8ee8e8 100%)!important;
  box-shadow:
    0 4px 0 rgba(3,73,88,.45),
    0 7px 16px rgba(0,0,0,.20),
    inset 0 1px 0 rgba(255,255,255,.95),
    inset 0 -1px 0 rgba(0,91,105,.22)!important;
  text-shadow:0 1px 0 rgba(255,255,255,.55);
  transition:transform .16s ease,box-shadow .16s ease,filter .16s ease;
}
.irc-page .nav-cta::before{
  content:"";
  position:absolute;
  left:8%;
  right:8%;
  top:3px;
  height:38%;
  border-radius:999px;
  background:linear-gradient(180deg,rgba(255,255,255,.82),rgba(255,255,255,0));
  pointer-events:none;
  z-index:-1;
}
.irc-page .nav-cta:hover{
  background:linear-gradient(180deg,#fff 0%,#dfffff 44%,#69d9dc 100%)!important;
  color:#052f42!important;
  transform:translateY(-1px);
  box-shadow:
    0 5px 0 rgba(3,73,88,.42),
    0 10px 20px rgba(0,0,0,.24),
    inset 0 1px 0 rgba(255,255,255,.98),
    inset 0 -1px 0 rgba(0,91,105,.22)!important;
  filter:saturate(1.08);
}
.irc-page .nav-cta:active{
  transform:translateY(2px);
  box-shadow:
    0 2px 0 rgba(3,73,88,.45),
    0 4px 9px rgba(0,0,0,.18),
    inset 0 2px 4px rgba(0,77,90,.18)!important;
}
.irc-page .nav-cta:focus-visible{
  outline:3px solid #fff!important;
  outline-offset:3px;
}

/* Mobile: keep logo, compact title and CTA on one clean row */
@media(max-width:800px){
  .irc-page .irc-site-header{
    flex-wrap:nowrap!important;
    align-items:center!important;
    gap:9px!important;
  }
  .irc-page .nav-title{
    order:initial!important;
    flex:1 1 auto!important;
    min-width:0!important;
    text-align:left!important;
    border-top:0!important;
    padding-top:0!important;
  }
  .irc-page .nav-title span{
    display:block!important;
    white-space:nowrap;
    overflow:hidden;
    text-overflow:ellipsis;
  }
}
@media(max-width:430px){
  .irc-page .irc-site-header{gap:7px!important}
  .irc-page .nav-title{flex:1 1 0!important}
  .irc-page .nav-cta{flex:0 0 auto!important}
}

/* Footer: clearer hierarchy without changing its links/content */
.irc-footer{
  background:linear-gradient(145deg,#0c2945 0%,#122f4d 55%,#0c4350 100%);
  border-top:4px solid #35d0d4;
  box-shadow:0 -4px 18px rgba(7,42,66,.10);
}
.irc-footer-brand strong{font-size:1.04rem}
.irc-footer-col a{transition:color .15s ease,transform .15s ease}
.irc-footer-col a:hover,.irc-footer-col a:focus-visible{
  color:#8ff5f4;
  transform:translateX(2px);
}
.irc-footer-disclaimer{
  padding:14px 16px;
  border:1px solid rgba(255,255,255,.12);
  border-radius:12px;
  background:rgba(255,255,255,.045);
}
.irc-footer-meta{border-top-color:rgba(255,255,255,.20)}
@media(max-width:560px){
  .irc-footer-disclaimer{padding:13px 14px}
}
@media(prefers-reduced-motion:reduce){
  .irc-page .nav-cta,.irc-footer-col a{transition:none}
}

/* Compact final header/footer sizing */
.irc-page .irc-site-header{
  min-height:58px!important;
  padding:6px 18px!important;
  gap:12px!important;
}
.irc-page .brand-logo{max-width:150px!important}
.irc-page .nav-title{min-width:0!important}
.irc-page .nav-title strong{
  font-size:.88rem!important;
  line-height:1.15!important;
}
.irc-page .nav-title span{
  font-size:.68rem!important;
  margin-top:1px!important;
}
.irc-page .nav-cta{
  min-height:34px!important;
  padding:6px 11px!important;
  border-radius:9px!important;
  font-size:.76rem!important;
  line-height:1.1!important;
}

/* Keep the compact header genuinely compact on phones */
@media(max-width:800px){
  .irc-page .irc-site-header{
    min-height:52px!important;
    padding:5px 10px!important;
    gap:7px!important;
  }
  .irc-page .brand-logo{max-width:108px!important}
  .irc-page .nav-title strong{
    font-size:.76rem!important;
  }
  .irc-page .nav-title span{display:none!important}
  .irc-page .nav-cta{
    min-height:31px!important;
    padding:5px 8px!important;
    font-size:.68rem!important;
    border-radius:8px!important;
    white-space:nowrap!important;
  }
}
@media(max-width:430px){
  .irc-page .irc-site-header{
    min-height:48px!important;
    padding:4px 8px!important;
  }
  .irc-page .brand-logo{max-width:92px!important}
  .irc-page .nav-title strong{font-size:.69rem!important}
  .irc-page .nav-cta{
    min-height:29px!important;
    padding:4px 7px!important;
    font-size:.63rem!important;
  }
}

/* Compact footer */
.irc-footer{margin-top:16px!important}
.irc-footer-inner{
  padding:22px 18px 16px!important;
  gap:18px!important;
}
.irc-footer-brand img{
  width:130px!important;
  margin-bottom:8px!important;
}
.irc-footer-brand strong{font-size:.88rem!important}
.irc-footer-brand span{
  font-size:.68rem!important;
  margin-top:3px!important;
}
.irc-footer-col{gap:5px!important}
.irc-footer-col b{font-size:.7rem!important;margin-bottom:1px!important}
.irc-footer-col a{font-size:.74rem!important}
.irc-footer-disclaimer{
  padding:10px 12px!important;
}
.irc-footer-disclaimer p{
  font-size:.7rem!important;
  line-height:1.4!important;
}
.irc-footer-meta{
  margin-top:9px!important;
  padding-top:8px!important;
  font-size:.63rem!important;
  gap:6px 10px!important;
}
@media(max-width:800px){
  .irc-footer-inner{
    padding:18px 12px 13px!important;
    gap:14px!important;
  }
}
@media(max-width:560px){
  .irc-footer-brand img{width:112px!important}
  .irc-footer-inner{padding:17px 12px 12px!important}
  .irc-footer-brand strong{font-size:.82rem!important}
  .irc-footer-col a{font-size:.72rem!important}
}

/* MAIN PLATFORM SHELL — exact header sizing/behavior on this page */
.irc-page .nav{
  height:78px!important;display:flex!important;align-items:center!important;
  padding:0 5vw!important;border-bottom:1px solid #e8e8e8!important;
  position:sticky!important;top:0!important;background:rgba(255,255,255,.96)!important;
  backdrop-filter:blur(12px)!important;z-index:10!important;
}
.irc-page .nav .brand{display:flex!important;align-items:center!important;gap:12px!important;min-width:0!important}
.irc-page .nav .brand-logo{width:190px!important;height:auto!important;aspect-ratio:1391 / 476!important;object-fit:contain!important;max-width:none!important;padding:0!important;background-color:#fff!important;border-radius:2px!important}
.irc-page .nav nav{display:flex!important;gap:25px!important;margin-left:auto!important;font-size:13px!important}
.irc-page .nav nav a{color:inherit!important;text-decoration:none!important;font-size:13px!important;font-weight:400!important;white-space:nowrap!important}
.irc-page .nav nav a:hover{color:#0956a8!important}
.irc-page .nav-cta{display:inline-block!important;margin-left:28px!important;background:#10203b!important;color:#fff!important;
  padding:13px 17px!important;font-size:12px!important;border:0!important;border-radius:0!important;
  min-height:0!important;font-weight:400!important;white-space:normal!important}
.irc-page .menu{display:none!important;margin-left:auto!important;border:0!important;background:none!important;
  font-size:22px!important;cursor:pointer!important;color:#10203b!important}
@media(max-width:1100px){
  .irc-page .nav nav,.irc-page .nav-cta{display:none!important}
  .irc-page .menu{display:block!important}
  .irc-page .nav.open nav{display:flex!important;position:absolute!important;top:78px!important;left:0!important;right:0!important;
    background:#fff!important;padding:25px 5vw!important;flex-direction:column!important;
    border-bottom:1px solid #ddd!important;gap:25px!important;margin-left:0!important}
}
@media(max-width:560px){
  .irc-page .nav{padding:0 4vw!important}
  .irc-page .nav .brand-logo{width:188px!important;height:auto!important;max-width:none!important}
}

/* 2026-10-05 mobile shell refinement: compact footer + visible CTA */
@media(max-width:560px){
  .irc-page footer{
    padding:38px 6vw 18px!important;
    gap:22px!important;
  }
  .irc-page footer .footer-brand p{
    margin-top:8px!important;
    margin-bottom:0!important;
  }
  .irc-page footer>div:not(.footer-brand):not(.legal){
    gap:9px!important;
  }
  .irc-page footer b{margin-bottom:3px!important}
  .irc-page footer .legal{
    margin-top:18px!important;
    padding-top:14px!important;
    gap:10px 18px!important;
    line-height:1.4!important;
  }
}
.irc-page .nav-cta{
  background:#b23a6f!important;
  color:#fff!important;
}
.irc-page .nav-cta:hover,
.irc-page .nav-cta:focus-visible{
  background:#8f2857!important;
  color:#fff!important;
}